11. Counseling Services

11. Counseling Services

1. Patient Advocacy Watch Video
2. Physician & Hospital Network Watch Video
3. Prescription Discounts Watch Video
4. Beltone Hearing Discounts Watch Video
5. 24-Hour Nurseline Watch Video
6. Dental Discounts Watch Video
7. Vision Discounts Watch Video

1. Patient Advocacy

- Locating healthcare providers in your area or nationwide,
including specialists and medical centers of excellence
- Scheduling medical appointments
- Setting up payment plans with medical providers
- Coordinating medical record transfers
- Coordinating with insurance companies
- Facilitating access to Medical Centers of Excellence

Basic Health Savings

2. Physician Discounts

- Instant Savings up to 60% or more on Hospitals and
Physicians Offices
- Average Savings of 20% at Primary Care Doctors & Specialists
- Over 330,000 Providers Nationwide
- No Minimums to meet
- No Paperwork to fill out

3. Prescription Discounts

Instant Savings at the Pharmacy of:
- 45% or more on Generic Drugs
- 20% or more on Brand Name Drugs
- No Deductibles
- No Claims Forms or Paperwork
- Over 50,000 participating Pharmacies including Kroger, Albertsons, CVS, Walgreens, Rite-Aid, Wal-Mart and Target

4. Hearing Aid Discounts

- Save 15% on Hearing Aids
- Over 1800 Beltone Locations Nationwide
- No Deductible
- No Claims Forms or Paperwork

5. 24-Hour Nurseline

- 24 Hour Toll Free Access to Registered Nurses
- Call as Often as You Like
- A 24 - hour, toll free help line reaching experienced registered
nurses who offer confidential medical counseling and answers to medical questions. These nurses are trained to offer prompt, confidential medical counseling on topics such as prescription medication, diagnostic and surgical procedures, and medical conditions in order to assist you in making a decision about your medical care.

6. Dental Discounts

- Save up to 74% on Dental Work
- Routine Care, Orthodontics and Cosmetic Work Included
- Over 19,000 Providers Included
- No Deductible
- No Claim Forms or Paperwork

7. Vision Discounts

- Save 20% off Contact Lens Exams and Contact Lenses
- Save 15%-25% off All Frames
- Save 25% off Non-Prescription Sunglasses
- 20%- 60% on all Cataract Surgery, LASIK or other Services.
- Additional Discounts on all other lenses and lens add-ons
- No Restrictions to Size, Style, Quality, or Manufacturer
- No Deductible
- No Claim Forms or Paperwork

Basic Care Savings
8. Chiropractic Discounts Watch Video
9. Complementary & Alternative Medicine Watch Video
10. Online Health Library Watch Video
11. Counseling Services Watch Video
12. Medical Information Services Watch Video

8. Chiropractic Discounts

- Save 50% on all Diagnostic Services and X-Rays
(except in Colorado)
- Save 30% on all Other Services
- No Deductible
- No Claim Forms or Paperwork

9. Complementary & Alternative Medicine

- Save up to 30% on Wholistic, Complementary and
Alternative Medicine
- Includes Yoga, Acupuncture, Massage Therapy, Acupressure,
Herbology, Aromatherapy, Holistic Medicine, Meditation
and Much More
- Over 9000 Providers Included
- No Deductible
- No Claim Forms or Paperwork

10. Online Health Library

Receive free membership to Organized Wisdom. Organized
Wisdom saves you from wasting hours of precious time
searching the Web for all types of health information.
Physicians, with the help of knowledgeable guides, hand-craft
unbiased search result pages, called WisdomCards. These
WisdomCards contain only high-quality information links to
the very best health resources on the web.

11. Counseling Services

Essco Counseling provides counseling services at a
discounted rate, from the convenience of your home

12. Medical Information Services

- Gives Caregivers Access to Your Medical History When You
are Unable to Provide it to Them, such as in an Emergency
- You Receive an ID Card, Decals and Travel Stickers with the
Number for Caregivers to Call
- Global MedNet Provides Caregivers with Vital Health
Information About You to Ensure Proper Treatment.
- Available Worldwide, 365 Days a Year

Prescription Discounts Replaced with:

4-Tier Prescription Card:
Tier 1 Drugs - $10.00 or less
Tier 2 Drugs - $20.00 or less
Tier 3 Drugs - $40.00 or less
Tier 4 Drugs - over $40

Average Savings:
- 25% on Brand Name Drugs
- 50% on Generic Drugs

Over 50,000 participating Pharmacies including Kroger, Albertsons, CVS, Walgreens, Rite-Aid, Wal-Mart and Target.

The HealthCard Now Solutions program is NOT INSURANCE but provides discounts at certain health care providers for medical services. The discount program does not make payments directly to the providers of medical services. The member must pay for all health care services but will receive a discount from those health care providers who have contracted with the program operator, Protective Marketing Enterprises, Inc. The range of discounts for health care services provided through the program will vary depending on the type of provider and service received. Equal or lower pricing may be available through individual negotiations. Prescription discounts are available only at participating pharmacies. This is not a Medicare prescription drug plan. An up-to-date list of providers, including the provider''s name, city, and specialty is available before purchase and upon request. Protective Marketing Enterprises, Inc.''s corporate offices are located at 4929 W. Royal Ln., Ste. 200, Irving TX 75063 and can be reached toll-free at (866) 353-1347 or at www.healthcardnow.com. You have the right to cancel your membership at any time, and if you cancel your membership during the first 30 days by notifying us in writing and returning your membership cards, you will receive a full refund of membership dues within 30 days. Nominal enrollment fees are non-refundable except as required by law. In Florida the term "program" means "plan.


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